Private client services.

Discretion-first representation for significant and sensitive claims: fine homes, estates, collections, or a carrier number that looks low. We recover what their estimate missed.

Free and confidential. Not every claim qualifies — three taps tells you if yours does.

The short answer: For fine homes, estates, and complex high-value losses, Friedman & Associates runs a dedicated private-client practice: strict confidentiality, your file held at the partner level, and the expert bench your policy deserves. Underpaid and denied high-value claims are our specialty. Licensed in Georgia, Tennessee, and South Carolina. No recovery, no fee. Call 770-230-2616 or text the partners.

Call us before you call your carrier. The first phone call shapes the whole claim. Already filed, or an adjuster already assigned? We're still your next call.

Prefer a private conversation first? Call 770-230-2616 and skip the form entirely. We'll sign your NDA before we read a single document.

Confidentialyour file is held at the partner level and discussed with no one outside it
Expert benchforensic engineers, fine-art appraisers, and forensic accountants, retained as the loss requires
Like kind & qualitythe policy standard a custom home is owed. Not builder grade.
Appraisalthe policy's own lever to force an independent valuation when the number is wrong

What we take command of

Results and press

Featured on Fox 5 Atlanta Testified before the Georgia House Never worked for an insurer
Joshua Friedman, founder and lead public adjuster
Joshua FriedmanFounder & Lead Public Adjuster · GA #2963367 · TN #3002884135 · SC #17295985

$1,664,329 recovered above the carriers' first offers on just 10 recent published files, from more than a decade of this work. See real case results. You could be next.

"He helped me recover 4 times what insurance was offering… extremely diligent and moralistic in how he worked." Kelly, Google review · 4.8★ across 23 reviews · read them all

When you hire the firm, you get the partners: Joshua and Hannah Friedman, with Callie Macho on client success. Not a call center.

Want the fuller picture first? The film, the results register, and the client portal are all at the front door. Meet the firm →

Why custom construction loses on the carrier's price sheet

Carrier estimates come out of software that prices standard grades: architectural shingle, builder trim, stock glass. Custom construction, collections, and unique endorsements are exactly where standard-grade estimates fail. The policy's own standard is like kind and quality, and finding the overlooked detail that changes the outcome is the practice.

Discretion is the default. Your information stays secured, your claim is discussed with no one outside the file, and the people reading it are the partners, not a case queue. Fine art, wine, and the endorsements that schedule them run in their own valuation lane, appraised by specialists rather than priced from a spreadsheet. And we do not publish private-client case studies, by design.

Private-client handling is not about the size of the house. It is about the size of what is at stake. A $150,000 home with asbestos in the ceilings can become a total loss the day the first wall opens: code upgrades and abatement push repairs past what the house is worth, and the carrier will not be the one to tell you. That file needs the same bench as any estate, and here it gets it. The fee comes from the recovery, so this door has no minimum.

Not every claim qualifies. Three taps to find out if yours does.

See if my case qualifies

The law and the clock

Every state we practice in puts enforceable deadlines and bad-faith penalties on your carrier, and we build the file so those levers are live from day one. On a high-value loss the strongest lever usually sits inside the policy itself: the appraisal clause, which forces an independent valuation when coverage is admitted and the number is wrong. The full argument sits on our shelf, free: why a high-value claim demands a specialist.

One clock outranks everything: your policy's own "Suit Against Us" clause. Many policies shorten the deadline by contract. Read yours the day a claim goes sideways — negotiation does not pause it.

See if my case qualifies

Questions owners ask

Who sees our file?

The partners, and no one else. Your claim is discussed with no one outside the file, and every document lives in a secure client portal that only you and we can open.

Should I call you before I call my insurance company?

Yes. What gets said in the first call shapes the whole claim, so talk to us first. Already filed, or an adjuster already assigned? Call us anyway. We step in at any stage, and the earlier the better.

Do you work with our family office or attorney?

Yes, and often. We report to your family office on its terms and work beside your counsel. The carrier fight is ours to carry.

Can you handle art, wine, and collections?

Yes, with the right bench. Collections run in their own valuation lane, appraised by specialists and documented item by item against the endorsement that schedules them.

Our policy "guarantees" full replacement. Doesn't that settle it?

Only as far as the written words reach. Guaranteed and extended replacement endorsements carry their own definitions, caps, and conditions, so we read the exact language before accepting the carrier's version of it.

Our builder offered to handle the insurance claim. Is that normal?

It is common, and the roles are best kept clean. That is no knock on your builder. We handle the carrier, your builder handles the build, and we work well beside good contractors.

What does private-client handling cost?

Nothing up front. The fee is a contingency paid out of what we recover, agreed in writing before we start. If we recover nothing, you owe nothing.

Prefer a quieter first step? Ask us anything, free: a real answer from a licensed adjuster, no strings.

Friedman & Associates are licensed public adjusters in Georgia, Tennessee, and South Carolina, not attorneys. Our work is the licensed practice of public adjusting: reading the policy, documenting and valuing the loss, negotiating with the carrier, and preparing appraisal. Nothing on this page is legal advice, and litigation, including bad-faith suits, is referred to independent policyholder counsel.

Written by Joshua Friedman, founder & lead public adjuster, Friedman & Associates Public Adjusters — licensed in Georgia, Tennessee, and South Carolina. This page is general information, not legal advice; statutes are quoted from and linked to the official sources in our Reading Room.

High-value claims deserve partner-level handling. A confidential conversation with the partners, directly. If we take the case, the fee comes from the recovery, never from you.

See if my case qualifies 770-230-2616

Sixty seconds with the specialist they hope you never call.

Read the transcript

When something goes wrong with your home — a storm, a fire, a pipe that lets go at two in the morning — your insurance company sends someone to decide what your loss is worth. That person works for them. I'm Joshua Friedman. I'm a licensed public adjuster. And I have spent my entire career on your side of the table. We document the loss the way the carrier's own playbook demands: photographed, measured, and proven. Then we put them on notice, and negotiate from evidence. Fire and smoke. Water. Wind and hail. Commercial losses. If your case is worth fighting, we take command of it — and you watch every document and every dollar move, live, in your own portal. If we don't recover more for you, you owe us nothing. Friedman and Associates. You're represented now.

No recovery, no fee

Find out what your case is really worth.

Not every claim qualifies. Three taps to find out if yours does. Zero obligation, answered fast by a licensed public adjuster.

Step 1 of 3See if your case qualifies

What happened to your property?

Where does the claim stand?

Where's the property? (street address)

Your name and the property are all we need. Everything else is optional — it just makes our first call smarter.

Case review referenceFA-26-····

Your case review is ready to send.

Name Loss Claim status Property Qualification review by The partners, directly

Your review is filed with our office the moment it opens, and the text is yours to send. Nothing ever goes to your carrier from this page. On a computer? Email it instead.

While you wait: three things never to say to your carrier
  1. "It's probably been like that a while." Guessing at timelines hands them "wear and tear," the most common denial in the book. State only what you know.
  2. "We're fine, it's not that bad." Politeness gets priced in. The full damage isn't known until it's professionally documented, so never minimize on a recorded line.
  3. "Sure, I'll give a recorded statement now." You can decline politely until you've spoken with your representative. One innocent guess can follow your claim forever.

And while your review makes its way to the partners: see the firm you just called →

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