The short answer: Friedman & Associates represents Sandy Springs policyholders in wind, hail, water, fire, condo and commercial claims, and in our specialty: claims that were denied or underpaid. Inspections here happen in person, at the property. The initial claim review is free. If we offer representation, the written agreement states the contingency fee before you decide. No recovery, no fee. Call 877-650-3515 or text the partners.
Call us before you call your carrier. The first phone call shapes the whole claim. Already filed, or an adjuster already assigned? We're still your next call.
NOAA ledger
Reg. 120-2-52-.03
Every kind of Sandy Springs loss.
Results and press
$1,664,329 recovered above the carriers' first offers on just 10 recent published files, from more than a decade of this work. See real case results. You could be next.
"He helped me recover 4 times what insurance was offering… extremely diligent and moralistic in how he worked."Kelly, Google review · 4.8★ across 23 reviews · read them all
When you hire the firm, you get the partners: Joshua and Hannah Friedman, with Callie Macho on client success. Not a call center. And Sandy Springs is not a pin on our map. Joshua's first apartment was here.
Want the fuller picture first? The film, the results register, and the client portal are all at the front door. Meet the firm →
What a Sandy Springs claim looks like
Two cities share one map here. North of Abernathy it is ranch and split-level under old hardwoods, and the record reads the way it reads everywhere in this county: trees down, shingles off, a roof opened in July 2023 off Chaselands. That claim is scope, and scope is won with photographs.
Closer to the Perimeter the buildings stack, and so do the policies. The association's master policy covers the building to a line written in the declarations; your HO-6 picks up from that line inward. Nobody scopes your unit, your finishes or your loss of use unless you do, and that seam is where money quietly stays with the carrier.
High-value claims get private-client handling: strict confidentiality, your file held at the partner level, and the expert bench a complex property deserves. Private client services →
Not every claim qualifies. Four quick moves build your private review.
The law and the clock
Georgia puts real deadlines on your carrier: acknowledge within 15 days, affirm or deny within 15 days of your completed proof of loss, and pay undisputed amounts within 10 days of confirming coverage (Reg. 120-2-52-.03). A denial must cite the specific policy provision it relies on. If the policy contains an applicable appraisal clause and the dispute falls within the amount-of-loss questions assigned to the panel, either party may demand appraisal under that clause; the exact policy and claim record control (McGowan v. Progressive, 2006).
One clock outranks everything: your policy's own "Suit Against Us" clause. White v. State Farm (2012) enforced the one-year clause for the theft claim before it; the opinion did not decide tolling, waiver, or estoppel. Act 635 changes this prospectively only for qualifying first-party property policies issued, delivered, issued for delivery, or renewed on or after July 1, 2027; it does not erase an earlier policy deadline today. Read your clause today, and have Georgia counsel calculate and preserve the earliest plausible deadline.
The Fulton County record
Memory fades. The federal record does not. 180 logged events in the county since 2020, and Sandy Springs' own entries include hail to 1.5" at Abernathy and Glenridge. The 2026 season is already on the record: 16 reports so far. Already this year, Mar 16, 2026: 60 mph wind logged at Ben Hill, in this county. Tying your damage to a dated event on this record is how a wear-and-tear opinion gets rebutted.
Inside the one-year window: 17 logged events in this county in the last twelve months, the most recent on Jul 29, 2026. For policies outside Act 635's July 1, 2027 applicability boundary, the clause may still allow as little as one year from the date of loss, so the earliest date may still be working against you.
| Date | Event | Size or speed | Where |
|---|---|---|---|
| Jul 29, 2026 † | Damaging wind | damage reported | Roswell |
| Jul 29, 2026 † | Damaging wind | damage reported | Sandy Springs |
| Mar 16, 2026 | Damaging wind | 60 mph | Ben Hill |
| Jun 27, 2025 | Hail | 1" | Roswell |
| Jul 20, 2023 | Damaging wind | 60 mph | Sandy Spgs |
| Jun 16, 2022 | Hail | 1.5" | Sandy Spgs |
| Jul 21, 2020 | Damaging wind | 58 mph | Sandy Spgs |
† preliminary NWS Local Storm Report; NOAA finalization pending. More of the record lives at Fulton County: damage figures and per-row federal links, refreshed weekly (last: 2026-08-10). Source: NOAA Storm Events Database, cross-read against NWS Local Storm Reports. Storm reports are point observations from spotters, stations, and survey teams — a sample of what happened, never an inventory. The absence of an entry for a date or place is not evidence that no damage occurred there.
The most severe on the county record
Carriers audit storm claims against this same federal record. By its own measurements, the worst of it looked like this:
| Date | Event | Where | Measured |
|---|---|---|---|
| May 3, 2021 | Tornado — EF1 | Campbellton | EF1 |
| Jan 9, 2024 | Tornado — EF0 | Fairburn Sky Port | EF0 |
| Apr 13, 2020 | Tornado — EF0 | Red Oak | EF0 |
| Jun 16, 2022 | Hail | Sandy Spgs | 1.5" hail |
| Jun 16, 2022 | Hail | Sandy Spgs | 1" hail |
Ratings, hail sizes and wind speeds as recorded by the National Weather Service. NOAA also logs a rough dollar figure for some events; those are whole-event estimates entered by the local office, frequently blank and often far below real losses, so we do not publish them as if they meant anything about your claim.
Questions from around Sandy Springs
Should I call you before I call my insurance company?
Yes. What gets said in the first call shapes the whole claim, so talk to us first. Already filed, or an adjuster already assigned? Call us anyway. We step in at any stage, and the earlier the better.
How much does a public adjuster cost in Sandy Springs?
The initial claim review is free. If we offer representation, the written agreement states the contingency fee and scope before you decide. No recovery, no fee.
I live in a condo. Whose insurance pays, mine or the association’s?
Both, and the split is written down. The association’s master policy covers the building to a line defined in the declarations; your HO-6 picks up from that line inward, plus loss assessment. Get the declarations and the master policy before anyone tells you which one applies.
The association is handling it. Do I still need anyone?
The association is handling the association’s side. Nobody is scoping your unit, your finishes, your contents or your loss of use unless you do. Those are your policy, your claim, and your deadlines.
Water came from the unit above mine. What now?
Document it before it dries. Photograph the ceiling, the walls and the floor while the damage is visible, get the association’s incident report, and have the concealed damage scoped before anyone closes it up. Once it is closed it is an argument instead of a photograph.
The check will not repair the roof. What is the lever?
If the policy contains an applicable appraisal clause and the dispute falls within the amount-of-loss questions assigned to the panel, either party may demand appraisal under that clause; the exact policy and claim record control (McGowan v. Progressive, 2006).
How long do I have to act after a Sandy Springs storm loss?
Two clocks matter. Your insurer owes you an acknowledgment within 15 days under Georgia regulation, so report promptly and in writing. The dangerous clock is your policy’s "Suit Against Us" clause: White v. State Farm (2012) enforced the one-year clause for the theft claim before it. Act 635 changes this prospectively only for qualifying first-party property policies issued, delivered, issued for delivery, or renewed on or after July 1, 2027; it does not erase an earlier policy deadline today.
Can my roofer handle the insurance claim for me?
No, and Georgia drew that line to protect you. Adjusting or negotiating someone else’s claim takes a public adjuster license (O.C.G.A. § 33-23-43), and the law specifically bars roofing contractors from doing it (§ 10-1-393.12). That is no knock on your roofer. We handle the carrier, your roofer handles the roof, and we work well beside good contractors.
Prefer a quieter first step? Ask us anything, free: a real answer from a licensed adjuster, no strings.
Friedman & Associates are licensed Georgia public adjusters, not attorneys. Our work is the licensed practice of public adjusting under O.C.G.A. § 33-23-43: reading the policy, documenting and valuing the loss, negotiating with the carrier, and preparing appraisal. Nothing on this page is legal advice, and litigation, including bad-faith suits, is referred to independent policyholder counsel.
Don't take the carrier's first number. A free, confidential review by licensed Georgia public adjusters who read the master policy and yours. If we take the case, the fee comes from the recovery, never from you.
See if my case qualifies 877-650-3515