The short answer: The most powerful insurance claim is built years before the damage ever occurs. Friedman & Associates prepares owners of fine homes and commercial portfolios ahead of the loss: forensic policy review, storm monitoring, and a time-stamped record of your property's condition. If a carrier ever denies or underpays you, that fight is our specialty. Licensed in Georgia, Tennessee, and South Carolina. No recovery, no fee. Call 877-650-3515 or text the partners.
Call us before you call your carrier. The first phone call shapes the whole claim. Already filed, or an adjuster already assigned? We're still your next call.
What we take command of
Results and press
$1,664,329 recovered above the carriers' first offers on just 10 recent published files, from more than a decade of this work. See real case results. You could be next.
"He helped me recover 4 times what insurance was offering… extremely diligent and moralistic in how he worked."Kelly, Google review · 4.8★ across 23 reviews · read them all
When you hire the firm, you get the partners: Joshua and Hannah Friedman, with Callie Macho on client success. Not a call center.
Want the fuller picture first? The film, the results register, and the client portal are all at the front door. Meet the firm →
Why the prepared owner wins
"Pre-existing damage" is one of the most common denials in property claims: the adjuster looks at a two-year-old hail strike and calls it old wear. A time-stamped annual record answers it with dates instead of arguments — the storm has one, and your roof's condition the season before has one too.
Every policy has gaps right now: a coinsurance clause set wrong, an ordinance-and-law limit too thin for current code, a roof schedule that quietly went actual-cash-value. At renewal, those are cheap to fix. At claim time, they are ruinous. A forensic review at each renewal moves you from a reactive position to one of complete control.
Estates and commercial portfolios get private-client handling: strict confidentiality, with your file held at the partner level. Private client services →
Not every claim qualifies. Three taps to find out if yours does.
The law and the clock
Every deadline in a claim runs from the date of loss, and one of the shortest may be written into the policy itself. Georgia policies outside Act 635's July 1, 2027 applicability boundary may still allow as little as one year from that date to file suit. Act 635's two-year minimum applies only to qualifying first-party property policies issued, delivered, issued for delivery, or renewed on or after that date; it does not erase an earlier policy deadline today. A monitored property gets its date of loss the week the storm passes, months before a slow leak would have shown itself indoors. The state rules live free on our shelf, starting with the Georgia playbook.
One clock outranks everything: your policy's own "Suit Against Us" clause. Read it the day a claim goes sideways. Do not assume negotiations extend the deadline; the governing policy and law control, and deadline questions belong with counsel.
Questions owners ask
What does pre-loss consulting cost?
Engagements are scoped to the property and the portfolio, so there is no menu price to quote. The first review call is free, and you leave it with the number.
Is this a replacement for my insurance?
No. It is preparation for using the policy you already pay for, so the coverage you bought performs when you need it.
How often do you inspect?
Annually, and again when storm monitoring flags a serious hit on your address. Each pass adds a dated layer to the record.
Who holds the records?
We hold them in a secure vault, and you hold access. The day a claim opens, the record is ready to work.
Should I call you before I call my insurance company?
Yes, and with this service the call happens before there is any loss at all. When something does happen, the first call to the carrier follows the plan, worded right.
My roofer already checks the roof every year. Is that enough for a claim?
A roofer’s check keeps the roof healthy; it is not claim evidence. That is no knock on your builder. We work well beside good contractors, and the record we build is made to stand in front of a carrier.
We hold buildings in more than one state. Can you cover the whole portfolio?
Yes, across Georgia, Tennessee, and South Carolina. Monitoring runs per address, so every roof on the schedule is watched.
What actually happens on the day of a loss?
You make one call to us. The plan runs from there: damage documented, the carrier notified on our wording, and the property record pulled the same day.
Prefer a quieter first step? Ask us anything, free: a real answer from a licensed adjuster, no strings.
Friedman & Associates are licensed public adjusters in Georgia, Tennessee, and South Carolina, not attorneys. Our work is the licensed practice of public adjusting: reading the policy, documenting and valuing the loss, negotiating with the carrier, and preparing appraisal. Nothing on this page is legal advice, and litigation, including bad-faith suits, is referred to independent policyholder counsel.
Get in position before anything goes wrong. A free, confidential conversation with licensed public adjusters about your policy and your property. If a loss ever comes, the claim is already half built.
See if my case qualifies 877-650-3515