The short answer: Friedman & Associates represents Marietta policyholders in hail, wind, water, fire, and commercial claims, and in our specialty: claims that were denied or underpaid. Inspections here happen in person, on the roof and in the attic. The initial claim review is free. If we offer representation, the written agreement states the contingency fee before you decide. No recovery, no fee. Call 877-650-3515 or text the partners.
Call us before you call your carrier. The first phone call shapes the whole claim. Already filed, or an adjuster already assigned? We're still your next call.
NOAA ledger
Reg. 120-2-52-.03
Every kind of Cobb loss.
Results and press
$1,664,329 recovered above the carriers' first offers on just 10 recent published files, from more than a decade of this work. See real case results. You could be next.
"He helped me recover 4 times what insurance was offering… extremely diligent and moralistic in how he worked."Kelly, Google review · 4.8★ across 23 reviews · read them all
When you hire the firm, you get the partners: Joshua and Hannah Friedman, with Callie Macho on client success. Not a call center. Cobb County is a half-hour run from the office, and we are opposite the same carriers here that we are everywhere else.
Want the fuller picture first? The film, the results register, and the client portal are all at the front door. Meet the firm →
What a Marietta claim looks like
East Cobb is a canopy town. Sandy Plains, Mt Bethel, Blackwells: full-grown hardwoods over houses that mostly went up between the sixties and the nineties. The federal record for this county is largely a record of those trees coming down, and the claim that follows is rarely about coverage. It is about how much of the damage the first estimate actually counted.
West of the Square the fight changes shape. Due West and Powder Springs Road take the hail cores, and hail damage on a twenty-year roof gives a carrier the one word it always reaches for. Age. Both fights are won the same way, with an independent inspection and a dated event on the record.
High-value claims get private-client handling: strict confidentiality, your file held at the partner level, and the expert bench a complex home deserves. Private client services →
Not every claim qualifies. Four quick moves build your private review.
The law and the clock
A Georgia denial cannot be a shrug. The claim-handling regulation makes your carrier acknowledge within 15 days, affirm or deny within 15 days of your completed proof of loss, pay undisputed amounts within 10 days of confirming coverage, and cite the specific policy provision behind any denial (Reg. 120-2-52-.03). If the policy contains an applicable appraisal clause and the dispute falls within the amount-of-loss questions assigned to the panel, either party may demand appraisal under that clause; the exact policy and claim record control (McGowan v. Progressive, 2006).
One clock outranks everything: your policy's own "Suit Against Us" clause. White v. State Farm (2012) enforced the one-year clause for the theft claim before it; the opinion did not decide tolling, waiver, or estoppel. Act 635 changes this prospectively only for qualifying first-party property policies issued, delivered, issued for delivery, or renewed on or after July 1, 2027; it does not erase an earlier policy deadline today. Read your clause today, and have Georgia counsel calculate and preserve the earliest plausible deadline.
The Cobb County record
The storm is over. The record is not. 70 logged events in the county since 2020, including an EF1 that tracked through Blackwells two days after Christmas 2024. The 2026 season is already on the record: 5 reports so far. The biggest hail on the record near here in the last twelve months is 1", at 2 S Oak Grove, about 9 miles from Marietta, on September 6, 2025. Already this year, Jul 29, 2026: damaging wind logged at Kennesaw, in this county. Tying your damage to a dated event on this record is how a wear-and-tear opinion gets rebutted.
Inside the one-year window: 6 logged events in this county in the last twelve months, the most recent on Jul 29, 2026, including 1 hail report. For policies outside Act 635's July 1, 2027 applicability boundary, the clause may still allow as little as one year from the date of loss, so the earliest date may still be working against you.
| Date | Event | Size or speed | Where |
|---|---|---|---|
| Jul 29, 2026 † | Damaging wind | damage reported | Kennesaw |
| Jul 9, 2026 † | Damaging wind | damage reported | Oak Grove |
| Sep 6, 2025 | Hail | 1" | Marietta Mccolum Arp |
| Dec 29, 2024 | Tornado | EF1 | Blackwells |
| Sep 12, 2023 | Hail | 1.75" | Due West |
| Jan 11, 2020 | Tornado | EF0 | Lost Mtn |
† preliminary NWS Local Storm Report; NOAA finalization pending. More of the record lives at Cobb County: damage figures and per-row federal links, refreshed weekly (last: 2026-08-10). Source: NOAA Storm Events Database, cross-read against NWS Local Storm Reports. Storm reports are point observations from spotters, stations, and survey teams — a sample of what happened, never an inventory. The absence of an entry for a date or place is not evidence that no damage occurred there.
The most severe on the county record
Carriers audit storm claims against this same federal record. By its own measurements, the worst of it looked like this:
| Date | Event | Where | Measured |
|---|---|---|---|
| Dec 29, 2024 | Tornado — EF1 | Blackwells | EF1 |
| Jan 12, 2023 | Tornado — EF1 | Austell | EF1 |
| Jan 11, 2020 | Tornado — EF0 | Lost Mtn | EF0 |
| Sep 12, 2023 | Hail | Due West | 1.75" hail |
Ratings, hail sizes and wind speeds as recorded by the National Weather Service. NOAA also logs a rough dollar figure for some events; those are whole-event estimates entered by the local office, frequently blank and often far below real losses, so we do not publish them as if they meant anything about your claim.
Questions from around the Square
Should I call you before I call my insurance company?
Yes. What gets said in the first call shapes the whole claim, so talk to us first. Already filed, or an adjuster already assigned? Call us anyway. We step in at any stage, and the earlier the better.
How much does a public adjuster cost in Marietta?
The initial claim review is free. If we offer representation, the written agreement states the contingency fee and scope before you decide. No recovery, no fee.
My Marietta roof claim was denied. Can I still fight it?
Yes. A denial is the carrier’s opening position, not a ruling. Georgia regulation makes the denial letter cite the specific policy provision it relies on, and once you can read that provision, you can answer it with evidence: an independent inspection, and a dated storm on the federal record.
A tree came through the roof. Is that wind or is that the tree?
For most Georgia homeowners policies it is wind, and the tree is the instrument. The fight is usually the scope: interior water, framing, insulation, and the debris removal the first estimate leaves thin. East Cobb’s canopy makes this the most common loss we see here.
The check will not rebuild the roof. What is the lever?
If the policy contains an applicable appraisal clause and the dispute falls within the amount-of-loss questions assigned to the panel, either party may demand appraisal under that clause; the exact policy and claim record control (McGowan v. Progressive, 2006).
How long do I have to act after a Marietta storm loss?
Two clocks matter. Your insurer owes you an acknowledgment within 15 days under Georgia regulation, so report promptly and in writing. The dangerous clock is your policy’s "Suit Against Us" clause: White v. State Farm (2012) enforced the one-year clause for the theft claim before it. Act 635 changes this prospectively only for qualifying first-party property policies issued, delivered, issued for delivery, or renewed on or after July 1, 2027; it does not erase an earlier policy deadline today.
Can my roofer handle the insurance claim for me?
No, and Georgia drew that line to protect you. Adjusting or negotiating someone else’s claim takes a public adjuster license (O.C.G.A. § 33-23-43), and the law specifically bars roofing contractors from doing it (§ 10-1-393.12). That is no knock on your roofer. We handle the carrier, your roofer handles the roof, and we work well beside good contractors.
How fast can you get to my property?
Marietta is about half an hour from the office, and inspections here happen in person, on the roof and in the attic. Every client also gets a secure login to a live case file, so the claim keeps moving between visits.
Prefer a quieter first step? Ask us anything, free: a real answer from a licensed adjuster, no strings.
Friedman & Associates are licensed Georgia public adjusters, not attorneys. Our work is the licensed practice of public adjusting under O.C.G.A. § 33-23-43: reading the policy, documenting and valuing the loss, negotiating with the carrier, and preparing appraisal. Nothing on this page is legal advice, and litigation, including bad-faith suits, is referred to independent policyholder counsel.
Don't take the carrier's first number. A free, confidential review by licensed Georgia public adjusters who work this county. If we take the case, the fee comes from the recovery, never from you.
See if my case qualifies 877-650-3515