The short answer: Friedman & Associates represents Roswell policyholders in hail, wind, water, fire, and commercial claims, and in our specialty: claims that were denied or underpaid. Inspections here happen in person, on the roof and in the attic. Fees are contingency only, capped by Georgia law at 33⅓%. No recovery, no fee. Call 770-230-2616 or text the partners.
Call us before you call your carrier. The first phone call shapes the whole claim. Already filed, or an adjuster already assigned? We're still your next call.
O.C.G.A. § 33-23-43.3
NOAA ledger
Reg. 120-2-52-.03
Every kind of Roswell loss.
Results and press
$1,664,329 recovered above the carriers' first offers on just 10 recent published files, from more than a decade of this work. See real case results. You could be next.
"He helped me recover 4 times what insurance was offering… extremely diligent and moralistic in how he worked." Kelly, Google review · 4.8★ across 23 reviews · read them all
When you hire the firm, you get the partners: Joshua and Hannah Friedman, with Callie Macho on client success. Not a call center. And Roswell is not a pin on our map. It is the first place Joshua lived when his family moved to Georgia: Mountain Park Elementary, in a house right across from Roswell High.
Want the fuller picture first? The film, the results register, and the client portal are all at the front door. Meet the firm →
What a Roswell claim looks like
Roswell keeps its trees, and the trees keep coming down. Martin's Landing, Willeo, the streets off Houze and Hardscrabble: seventies and eighties houses under canopy that has had forty more years to grow. Read the county record for this side of the river and it is one long line of hardwoods on roofs, thirty of them in a single June night in 2025.
The historic district is a different claim entirely. Old-growth siding, true divided-light sash, plaster, slate: none of it is a drop-down in estimating software, and all of it has to be priced as what it is before the carrier prices it as something cheaper.
High-value claims get private-client handling: strict confidentiality, your file held at the partner level, and the expert bench a complex home deserves. Private client services →
Not every claim qualifies. Three taps to find out if yours does.
The law and the clock
Georgia puts real deadlines on your carrier: acknowledge within 15 days, affirm or deny within 15 days of your completed proof of loss, and pay undisputed amounts within 10 days of confirming coverage (Reg. 120-2-52-.03). A denial must cite the specific policy provision it relies on. When coverage is admitted and only the number is wrong, the appraisal clause forces a binding valuation (McGowan v. Progressive, 2006).
One clock outranks everything: your policy's own "Suit Against Us" clause. Many Georgia policies allow as little as one year, and courts enforce it (White v. State Farm, 2012). Read yours the day a claim goes sideways — negotiation does not pause it.
The Fulton County record
A tree is not the claim. The claim is everything the tree touched. 180 logged events in the county since 2020, and Roswell's own entries run to 1.5" hail. The 2026 season is already on the record: 16 reports so far. Already this year, Mar 16, 2026: 60 mph wind logged at Ben Hill, in this county. Tying your damage to a dated event on this record is how a wear-and-tear opinion gets rebutted.
Inside the one-year window: 20 logged events in this county in the last twelve months, the most recent on Jul 29, 2026. Many Georgia policies allow as little as one year from the date of loss to file suit, so those are the dates still working for you.
| Date | Event | Size or speed | Where |
|---|---|---|---|
| Jul 29, 2026 † | Damaging wind | damage reported | Roswell |
| Jul 29, 2026 † | Damaging wind | damage reported | Sandy Springs |
| Mar 16, 2026 | Damaging wind | 60 mph | Roswell |
| Mar 16, 2026 | Damaging wind | 60 mph | Ben Hill |
| Jun 27, 2025 | Hail | 1" | Roswell |
| Jun 26, 2025 | Damaging wind | 69 mph | Roswell |
| Jun 26, 2025 | Hail | 1.5" | Roswell |
† preliminary NWS Local Storm Report; NOAA finalization pending. More of the record lives at Fulton County: damage figures and per-row federal links, refreshed weekly (last: 2026-08-10). Source: NOAA Storm Events Database, cross-read against NWS Local Storm Reports. Storm reports are point observations from spotters, stations, and survey teams — a sample of what happened, never an inventory. The absence of an entry for a date or place is not evidence that no damage occurred there.
The most severe on the county record
Carriers audit storm claims against this same federal record. By its own measurements, the worst of it looked like this:
| Date | Event | Where | Measured |
|---|---|---|---|
| May 3, 2021 | Tornado — EF1 | Campbellton | EF1 |
| Jan 9, 2024 | Tornado — EF0 | Fairburn Sky Port | EF0 |
| Apr 13, 2020 | Tornado — EF0 | Red Oak | EF0 |
| Jun 26, 2025 | Hail | Roswell | 1.5" hail |
| Jun 14, 2020 | Hail | North Roswell | 1.5" hail |
Ratings, hail sizes and wind speeds as recorded by the National Weather Service. NOAA also logs a rough dollar figure for some events; those are whole-event estimates entered by the local office, frequently blank and often far below real losses, so we do not publish them as if they meant anything about your claim.
Questions from around Roswell
Should I call you before I call my insurance company?
Yes. What gets said in the first call shapes the whole claim, so talk to us first. Already filed, or an adjuster already assigned? Call us anyway. We step in at any stage, and the earlier the better.
How much does a public adjuster cost in Roswell?
You pay nothing up front. Georgia caps public adjuster fees at 33⅓% of the settlement (O.C.G.A. § 33-23-43.3), and we work on contingency within that cap. No recovery, no fee, and the case review is free.
A tree came through the roof. What does the claim actually cover?
More than the hole. Wind is the peril and the tree is the instrument, so the claim runs to the roof system, the framing, the insulation, the interior water and the finishes, plus debris removal under its own limit. The first estimate usually counts the hole.
Was the June 2025 hail big enough to hurt my roof?
It was. NOAA logged hail to 1.5 inches, walnut size, across Roswell on June 26, 2025, on a night that also put roughly thirty trees down. Hail from an inch up bruises asphalt shingles and dents soft metals, and none of it has to be visible from the ground.
My house is in the historic district. Does that change the claim?
It changes the price of putting it back. Old-growth siding, true divided-light sash, plaster and slate are not line items in a standard estimate, and replacing them to like kind and quality costs what it costs. That has to be scoped and priced before the carrier prices it for you.
The check will not rebuild the roof. What is the lever?
Your policy carries one. When the carrier admits coverage but the number is wrong, the appraisal clause forces a binding valuation by independent appraisers, and Georgia courts treat the amount of loss as squarely appraisable (McGowan v. Progressive, 2006).
How long do I have to act after a Roswell storm loss?
Two clocks matter. Your insurer owes you an acknowledgment within 15 days under Georgia regulation, so report promptly and in writing. The dangerous clock is your policy’s "Suit Against Us" clause: many Georgia policies allow as little as one year from the date of loss, and courts enforce it (White v. State Farm, 2012).
Can my roofer handle the insurance claim for me?
No, and Georgia drew that line to protect you. Adjusting or negotiating someone else’s claim takes a public adjuster license (O.C.G.A. § 33-23-43), and the law specifically bars roofing contractors from doing it (§ 10-1-393.12). That is no knock on your roofer. We handle the carrier, your roofer handles the roof, and we work well beside good contractors.
Prefer a quieter first step? Ask us anything, free: a real answer from a licensed adjuster, no strings.
Friedman & Associates are licensed Georgia public adjusters, not attorneys. Our work is the licensed practice of public adjusting under O.C.G.A. § 33-23-43: reading the policy, documenting and valuing the loss, negotiating with the carrier, and preparing appraisal. Nothing on this page is legal advice, and litigation, including bad-faith suits, is referred to independent policyholder counsel.
Don't take the carrier's first number. A free, confidential review by licensed Georgia public adjusters who know this side of the river. If we take the case, the fee comes from the recovery, never from you.
See if my case qualifies 770-230-2616