West v. State Farm · CJ-2025-135 · Exhibit 07
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One roof-payment point equaled $78.8 million
State Farm leader Tom Moss calculated that one point equaled about 5,000 claims at $15,769 each, or $78.8 million. Moss labeled the claims uncovered and undamaged. The same page makes State Farm’s financial stake unmistakable: every percentage point meant $78.8 million in claim payments.
that is 5k claims at $15,769 avg severity or $78.8 million
- $78.8 million
- 5,000 claims
- internal math
Source: Released court-filed record · filed PDF pages 44–45. The source page is preserved; Friedman & Associates’ attribution sits outside it.